The template includes tabs for three-month tracking, covering the whole year. This family budget planner template gives you tons of tools for managing family finances. Family budget template Image used with permission by copyright holderįor families of any size, keeping track of income, bills, spending, and savings is essential. Head to the Dashboards tab to view colorful graphs and charts for incomes, expenses, and the year at a glance. You can see the entire year on a single sheet, with spots for each month.Įnter income, savings goals, household expenses, health, recreation, and miscellaneous expenses in the designated sections. To keep track of your monthly and yearly individual budget, this personal budget template has it all. Personal monthly and yearly budget template Image used with permission by copyright holder You’ll see a Month-to-Date column on the right, along with the differences between estimated and actual amounts. Then, enter income and expenses with what you’re budgeting and what the actual costs turn out to be. If you get paid weekly or biweekly and like to manage your budget the same way, then take a look at this weekly budget template.Ĭhoose the Weekly or Biweekly tab per your preference. Personal weekly budget template Image used with permission by copyright holder You also have a nice bar graph showing projected and actual income and expenses. Each spot lets you enter projected and actual amounts. These are the best GPUs to buy on a budgetĪdd your income at the top, expenses below, and see totals at the bottom. The best laptops for kids, tested and selected by expertsĭon’t waste your money. What about you? Do you use spreadsheets to track and manage your finances? Please share your thoughts and examples in the comments section.Surface Laptop 5, Surface Pro 9 prices slashed at Best Buy From time to time I have shared those techniques here on too. I have built several workbooks to track budgets, vacation plans, retirement scenarios, self-employment cash flows and house purchases. I have used spreadsheets to track money soon after I started my first job 15 years ago. Read more about Excel treemaps and sunburst charts | Another example of treemap – customer service dashboard Do you use Excel to track and manage money? In fact, I have created another version of the spreadsheet with column charts so that you can use it in earlier versions of Excel. But if you want, you can use column / bar / donut / pie charts too. I have used Treemaps because they work well with data like this. In the settings page, we can harvest all category level spending in one column and then feed that to any chart in Excel. Spending by category graph – Treemap (Excel 2016) Use CTRL+Click to multi-select the cells.ģ. We just set up databar on all cells in one go (so Excel can relatively size them based on values). The databar cells have a reference to totals calculated in cells above. This data bar is made with Conditional Formatting. Quick visualization of category level spendingĪs you enter values, you can see a quick total (arrived thru the formulas explained above) and a data bar. Read up more about SUMIFS and SUMPRODUCT formulas.Ģ. If there is an error (typos / no data etc.) we show 0. We then multiply that with amounts in G7:G26 thru SUMPRODUCT and finally divide this with 12 to get monthly value. We are fetching an array of multiplication factors from freqs table (shown aside) using SUMIFS. Say you have amounts in G7:G26 and frequencies in H7:H26. Using SUMPRODUCT and SUMIFS, we can calculate total amount per category by month, like below.There is a frequency mapping table in the “Settings” tab to help calculate monthly totals from various amounts at different frequencies.Calculation of monthly totals by category: There are three components in the budget spreadsheet:ġ. The graph on left helps you see the big picture and optimize your spending / savings.The BALANCE row on the left turns RED if you spend more than you make.As you type data, category level summaries are shown on top along with a data bar to show relative expenditure of each category.You can select various frequencies (for example public transport – $16 per week, dining out $70 per month etc.) Start by entering your income and itemized spending.Click here to download free budget template. So in the spirit of making you awesome in life, not just Excel, let me share a simple but elegant household budget spreadsheet. Once you can track (or estimate) how much you are spending, it is easy to see how much you are paying your future self and what wiggle room you have. One of the simple ways to achieve this is by using a budget. I believe in frugal living and paying yourself first.
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With a growing number of charts and diagrams in all industries, from the manufacturing to the healthcare, Lucidchart has become the go-to online diagramming application. Lucidchart is an online diagramming application. Although you can still create flowcharts with it. This tool’s UI is clunky and too complex. As a result, we do not recommend this tool for making flowcharts. CanvaĬanva is the ubiquitous tool for simple design, but it does not have native flowcharting features. As it aims to do too much, it lacks focus on flowchart features. EDrawMaxĮDrawMax is a capable tool with many diagramming features. SmartDraw’s UI is too outdated and overly complex for a task as simple as building process flowcharts. Its integration with Jira is seamless though. Gliffy is a flowchart maker that has been around, but unfortunately, the technology has not been updated as of late. Draw.ioĭrawio is great at making flowcharts, but the main drawback is that there are no file management system, and no sharing features. Our main complaint is the UX a bit lacking. CacooĬacoo has a great suite of productivity apps to help you get things done. The tool is fairly easy to use, but it is only offline and does not have any collaboration features. This is the original flowchart maker made my Microsoft. Lucidchart is a good tool to make complex flowcharts, but the UI is very complex and can take a long time for users to learn. While you can create flowcharts with it, it doesn’t have native support for flowchart. Miro’s core capability is online whiteboard. See also: History of trigonometric functions Hipparchus The polar coordinate system is extended to three dimensions in two ways: the cylindrical and spherical coordinate systems. Planar physical systems with bodies moving around a central point, or phenomena originating from a central point, are often simpler and more intuitive to model using polar coordinates. Polar coordinates are most appropriate in any context where the phenomenon being considered is inherently tied to direction and length from a center point in a plane, such as spirals. The initial motivation for the introduction of the polar system was the study of circular and orbital motion. Grégoire de Saint-Vincent and Bonaventura Cavalieri independently introduced the concepts in the mid-17th century, though the actual term "polar coordinates" has been attributed to Gregorio Fontana in the 18th century. Angles in polar notation are generally expressed in either degrees or radians (2 π rad being equal to 360°). The distance from the pole is called the radial coordinate, radial distance or simply radius, and the angle is called the angular coordinate, polar angle, or azimuth. The reference point (analogous to the origin of a Cartesian coordinate system) is called the pole, and the ray from the pole in the reference direction is the polar axis. In mathematics, the polar coordinate system is a two-dimensional coordinate system in which each point on a plane is determined by a distance from a reference point and an angle from a reference direction. In green, the point with radial coordinate 3 and angular coordinate 60 degrees or (3, 60°). Coordinates determined by distance and angle Points in the polar coordinate system with pole O and polar axis L. The outer ear, or ear canal, carries sound to the eardrum protected inside of the ear. The body part normally referred to as the ear is technically called the pinna.įigure 14.11 The illustration shows the anatomy of the human ear. The ear converts sound waves into electrical nerve impulses, similar to a microphone.įigure 14.11 shows the anatomy of the ear with its division into three parts: the outer ear or ear canal the middle ear, which runs from the eardrum to the cochlea and the inner ear, which is the cochlea itself. The sound wave that hits our ear is a pressure wave. The way we hear involves some interesting physics. The perception of frequency is called pitch, and the perception of intensity is called loudness. Sounds below 20 Hz are called infrasound, whereas those above 20,000 Hz are ultrasound. You may have noticed that dogs respond to the sound of a dog whistle which produces sound out of the range of human hearing. Dogs can hear sounds as high as 45,000 Hz, whereas bats and dolphins can hear up to 110,000 Hz sounds. Other animals have hearing ranges different from that of humans. Humans can normally hear frequencies ranging from approximately 20 to 20,000 Hz. It can give us plenty of information-such as pitch, loudness, and direction. A voice becomes louder when air flow from the lungs increases, making the amplitude of the sound pressure wave greater. A voice changes in pitch when the muscles of the larynx relax or tighten, changing the tension on the vocal chords. This vibration escapes the mouth along with puffs of air as sound. As air travels up and past the vocal cords, it causes them to vibrate. These folds open and close rhythmically, creating a pressure buildup. People create sounds by pushing air up through their lungs and through elastic folds in the throat called vocal cords. Power is the rate at which energy is transferred by the wave. In general, the intensity of a wave is the power per unit area carried by the wave. Figure 14.10 shows such a cartoon depiction of a bird loudly expressing its opinion.Ī useful quantity for describing the loudness of sounds is called sound intensity. In cartoons showing a screaming person, the cartoonist often shows an open mouth with a vibrating uvula (the hanging tissue at the back of the mouth) to represent a loud sound coming from the throat. But in a traffic jam filled with honking cars, you may have to shout just so the person next to you can hear Figure 14.9.The loudness of a sound is related to how energetically its source is vibrating. In a quiet forest, you can sometimes hear a single leaf fall to the ground. Sound intensity is defined as the sound power per unit area, whereas amplitude is the distance between the resting position and the crest of a wave. While sound intensity is proportional to amplitude, they are different physical quantities. Students may be confused between amplitude and intensity. Those authored by denote explanations of formatting and denote directions for writing and citing in APA 7. Note: For accessibility purposes, we have used "Track Changes" to make comments along the margins of these samples. However, for your convenience, we have provided two versions of our APA 7 sample paper below: one in student style and one in professional style. Crucially, citation practices do not differ between the two styles of paper. Utilize a well-structured format with logical sequencing of ideas and paragraphs. Present facts, statistics, and evidence without incorporating personal opinions or biases. These differences mostly extend to the title page and running head. Here are some tips for writing a good expository essay: Ensure the essay has a clear and narrowly defined topic for effective exploration. Note: The APA Publication Manual, 7 th Edition specifies different formatting conventions for student and professional papers (i.e., papers written for credit in a course and papers intended for scholarly publication). Source: Diana Hacker (Boston: Bedford/St. Source: Diana Hacker (Boston: Bedford/St. An abbreviation that appears for the first time in an in-text citation looks like this: (American. This resource is enhanced by Acrobat PDF files. Marginal annotations indicate APA-style formatting and effective writing. Media Files: APA Sample Student Paper , APA Sample Professional Paper How to Write a Research Paper Step 9 Lazy college senior (meme). Hover over different parts of the text to see how the structure works. An example of a short narrative essay, responding to the prompt Write about an experience where you learned something about yourself, is shown below. The equivalent resource for the older APA 6 style can be found here. Interactive example of a narrative essay. Note: This page reflects the latest version of the APA Publication Manual (i.e., APA 7), which released in October 2019. Use of this site constitutes acceptance of our terms and conditions of fair use. This material may not be published, reproduced, broadcast, rewritten, or redistributed without permission. It often begins with a general statement about the topic and ends with a more specific statement of the main idea of your paper.
The free New This Week email, which contains the abstracts of each new batch of working papers, is distributed every Monday morning. To request an accessible version of a Working Paper, please contact one will be provided within 5 business days. The NBER endeavors to make its web content accessible to all. All visitors to the NBER website may access up to 3 working papers each year without a subscription. Our original and best-selling sheet music book with 100 Pages of Blank Manuscript Paper Sheet Music with Staff and Tab Lines, designed for writing great. More recent papers are available without charge to affiliates of subscribing academic institutions, employees of NBER Corporate Associates, government employees in the US, journalists, and residents of low-income countries. Put a few of your readers' best quotes on your sell sheet. This is easy: just use the keynote and synopsis you provided when you submitted your manuscript. Papers issued more than 18 months ago are open access. How to Make a Sell Sheet Include the Following Publishing Details about Your Book. The NBER distributes more than 1,200 Working Papers each year. NBER Working Papers may not offer policy recommendations or normative judgments about policies, but may report analytic results on the effects of policies. New research by NBER affiliates, circulated prior to peer review for discussion and comment. Transportation Economics in the 21st Century.Training Program in Aging and Health Economics.The Roybal Center for Behavior Change in Health.Tables should be prepared using a roman font italic and bold should not be used for emphasis. Cell entries should clearly belong to a specific row and column. Do not break contents of a cell across multiple cells. Retirement and Disability Research Center Use your programs table-creation tool for all tables.Measuring the Clinical and Economic Outcomes Associated with Delivery Systems.Perspectives should not contain claims of novelty, as all manuscripts submitted to ACS.
A second referee’s role is to ensure that the game is played fairly and within the rules, as well as to keep fans safe. It is critical that the game’s regulations and rules are followed however, the second referee must also be well-versed in the game’s players and teams’ situations, allowing democratic dialogue to take place. Furthermore, they must be aware of the player’s emotions and allow them the opportunity to express them before making any decisions. On the other hand, they must exercise control over any decisions regarding the rules and regulations of the game, ensuring that teams adhere to proper rotation and substitutions. The role of the second referee is frequently thought to fall into the autocratic and democratic categories. The first official in volleyball is positioned in front of the officials’ table on an elevated platform at the side of the net. Volleyball is typically observed by two referees and two line judges. How Is Officiating In The Game Volleyball? Wearing a clean uniform the moment you arrive at the event is an important step in demonstrating your presence and gaining respect. Wearing a professional appearance and knowing the game are both necessary components of presenting yourself as a professional. Make a point of pointing the hand and fingers toward the floor. The forefinger should be held in the palm as you make a circular motion. The palms should be raised vertically in both cases. The eight fingers should be raised and extended. The arm should be extended to the side of the team that will be served. Signals for Officials to Use During Services In the indoor, you can use your hand to indicate the direction of service. It will provide information on the roles of the referee during a game, the rules of the game, and tips on how to officiate a volleyball game in a professional and fair manner. This article will provide an overview of the key skills and responsibilities of a volleyball referee. Officiating a volleyball match requires the referee to be knowledgeable about the rules, be able to make quick decisions, and maintain fairness on the court. Volleyball is a great sport to play and can be even more fun to officiate. For over 50 years, Cover-Pools has been designing custom. Let’s work together to keep your family safe. Cover-Pools is the worlds first and current leading manufacturer of automatic safety pool covers. Locations in Vancouver and Kelowna mean an expert is never far away. Keep maintenance simple, saving you time and money in the long run.Our pool covers are strong enough to keep pets and wildlife safe.Automatic pool covers are an easy way to prevent accidents-especially with little ones around the pool.We sell and professionally install custom and standard shade. If you already have a pool, then this is the option. 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Upload Animated Videos/Movies to YouTube, FaceBook.More Options of Animation Programs for Mac.Top Best Animation Programs for Mac (2D & 3D).Need animated video footage for your animation?įree download animations from 1000+ sites with the free anime downloader > You can make short animated videos, gif pictures, funny cartoons and further get the avi, flv, quicktime animations upload to YouTube, FaceBook or other social sites, no matter you're a beginner or an advanced user. Today's topic centers on the best animation programs for Mac users to make 2D or 3D animation. It is indicated that 65% of people are visual learners. Short animated videos and gif pictures are funny and engaging, with information easily transmitted to viewers and catch the their attention. Nowadays we see more and more people creating animated videos on social media. What is the best animation software for Mac, 2D or 3D is both OK:ġ) making humans is easy, they don't have to look too real, just cartoony is fineĢ) human dialogues, speaking gestures are importantģ) being able to adjust the setting is important, create different settingsĤ) human movement does not need to be too complex, but basic things like walking - Online forum I need something simple but yet looks pretty decent. I need to make a short animation, my goal is simple as follows. If you used your own car, you can include what you spent for gas and oil to go to and from the place you received the care or you can include 22 cents a mile. 502 under Lodging.Īmbulance service and other travel costs to get medical care. Don't deduct more than $50 a night for each person who meets the requirements in Pub. Lodging expenses (but not meals) while away from home to receive medical care provided by a physician in a hospital or a medical care facility related to a hospital, provided there was no significant element of personal pleasure, recreation, or vacation in the travel. Surgery to improve defective vision, such as laser eye surgery or radial keratotomy. Medical aids such as eyeglasses, contact lenses, hearing aids, braces, crutches, wheelchairs, and guide dogs, including the cost of maintaining them. Medical treatment at a center for drug or alcohol addiction. The premiums you pay for Medicare Part D insurance.Ī program to stop smoking and for prescription medicines to alleviate nicotine withdrawal.Ī weight-loss program as treatment for a specific disease (including obesity) diagnosed by a doctor. The supplemental part of Medicare insurance (Medicare Part B). Qualified long-term care services (see Pub. Hospital care (including meals and lodging), clinic costs, and lab fees. If you paid someone to do both nursing and housework, you can deduct only the cost of the nursing help. Nursing help (including your share of the employment taxes paid). Medical examinations, X-ray and laboratory services, and insulin treatments your doctor ordered.ĭiagnostic tests, such as a full-body scan, pregnancy test, or blood sugar test kit. If you are a retired public safety officer, you can't include any premiums you paid to the extent they were paid for with a tax-free distribution from your retirement plan.Īcupuncturists, chiropractors, dentists, eye doctors, medical doctors, occupational therapists, osteopathic doctors, physical therapists, podiatrists, psychiatrists, psychoanalysts (medical care only), and psychologists. You can't include insurance premiums paid by making a pre-tax reduction to your employee compensation because these amounts are already being excluded from your income by not being included in box 1 of your Form(s) W-2. Reduce the insurance premiums by any self-employed health insurance deduction you claimed on Schedule 1 (Form 1040), line 17. But see Limit on long-term care premiums you can deduct, later. Insurance premiums for medical and dental care, including premiums for qualified long-term care insurance contracts as defined in Pub. |
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